Códigos QR de Pago: Acepta Dinero Sin Terminal
Pagos5 min de lectura

Códigos QR de Pago: Acepta Dinero Sin Terminal

AAlex (Finance)
December 08, 2025
5 min de lectura

El efectivo está desapareciendo. Y con el auge de las billeteras móviles, el código QR de pago se ha convertido en la forma más simple de solicitar dinero.

Customer
Merchant

¿Qué es un Código QR de Pago?

A Payment QR Code is a static or dynamic code that, when scanned, directs the user to a specific payment gateway or digital wallet transfer page. It eliminates the need for card terminals or typing out long wallet addresses.

Most modern payment QRs link directly to services like PayPal.me, Venmo, Cash App, or a Stripe Checkout page. Some advanced versions encode crypto wallet addresses directly.

Why Go Cashless with QR?

Zero Hardware Cost

No expensive card terminals or POS systems needed.

Hygiene & Safety

Completely contactless. No passing cards or touching keypads.

Instant Setup

Generate a code in seconds and start accepting money immediately.

Universal Access

Anyone with a smartphone camera can pay you.

Is it Secure?

Bank-Grade Encryption

Payment QR codes simply direct users to secure payment platforms (like PayPal or Stripe). The actual transaction happens on the user's phone, authenticated by their own biometric ID (FaceID/TouchID), ensuring maximum security.

How to create a Payment QR

1

1. Get Your Link

Copy your profile link from Venmo, PayPal.me, or your crypto wallet address.

2

2. Choose 'URL' Type

In the QR generator, select the 'URL' option (for payment links) or 'Text' (for crypto addresses).

3

3. Paste & Customize

Paste your link. Add a logo (e.g., the PayPal logo) to the center so users know which app to use.

4

4. Test It

Scan it with a second device to ensure it opens the correct payment app directly.

Casos de Uso Populares

Propinas

Baristas y músicos recolectan propinas digitales.

Mercado de Pulgas

Vendedores sin TPV aceptan pagos móviles.

Freelancers

Envía una factura con QR para pago rápido.

Start Accepting Payments Today

No expensive hardware. No monthly fees. Create your Payment QR code and start accepting money in seconds.

Create Payment QR

Common Issues

Wrong Amount Displayed

Some payment links allow pre-filled amounts. If you see the wrong value, check the URL parameters in your link.

App Not Opening

If the payment app doesn't open directly, ensure the user has the app installed. Fallback to web version if needed.

FAQ de Pagos

Do I need a business account?

For basic use, a personal PayPal or Venmo works. For high volume, consider a business account for better reporting.

Can customers pay with credit cards?

Yes, if your payment link supports it. Stripe Checkout and PayPal both accept credit cards directly.

Free Forever

Create dynamic QR codes in seconds

No signup required for static codes. Join thousands of creators making the physical world clickable.