Codes QR de Paiement : Acceptez de l'Argent Sans Terminal
Paiements5 min de lecture

Codes QR de Paiement : Acceptez de l'Argent Sans Terminal

AAlex (Finance)
December 08, 2025
5 min de lecture

L'argent liquide disparaît. Avec l'essor des portefeuilles mobiles, le code QR de paiement est devenu le moyen le plus simple de demander de l'argent.

Customer
Merchant

Qu'est-ce qu'un Code QR de Paiement ?

A Payment QR Code is a static or dynamic code that, when scanned, directs the user to a specific payment gateway or digital wallet transfer page. It eliminates the need for card terminals or typing out long wallet addresses.

Most modern payment QRs link directly to services like PayPal.me, Venmo, Cash App, or a Stripe Checkout page. Some advanced versions encode crypto wallet addresses directly.

Why Businesses Love QR Payments

Low Hardware Costs

No expensive card terminals needed

Instant Setup

Start taking payments in minutes

Hygiene

Completely contactless transaction

Integrated Loyalty

Link scans to digital reward cards

Is it Secure?

Bank-Grade Encryption

Payment QR codes simply direct users to secure payment platforms (like PayPal or Stripe). The actual transaction happens on the user's phone, authenticated by their own biometric ID (FaceID/TouchID), ensuring maximum security.

How to Generate Your Payment QR

1

1. Select Payment Method

Choose your provider from the list (PayPal, Crypto, UPI, etc.)

2

2. Enter Merchant ID or Link

Paste your unique payment handle or merchant link provided by your bank.

3

3. Set Fixed Amount (Optional)

You can create a QR for a specific price (e.g., $10) or leave it open for the customer to enter the amount.

4

4. Print & Present

Display the code at your checkout, on invoices, or on your restaurant tables.

Cas d'Usage Populaires

Pourboires

Baristas et musiciens collectent des pourboires numériques.

Marché aux Puces

Vendeurs sans TPE acceptent les paiements mobiles.

Freelancers

Envoyez une facture avec QR pour paiement rapide.

Start Accepting QR Payments

Generate your free payment QR code. Safe, fast, and no setup fees.

Create Payment QR

Common Payment Issues

Slow Internet

Both the customer and merchant need a stable connection to verify the transaction.

App Compatibility

Ensure the customer is using a wallet app that supports your chosen QR standard (e.g., PayPal app for PayPal codes).

FAQ Paiement

Do I need a business account?

For basic use, a personal PayPal or Venmo works. For high volume, consider a business account for better reporting.

Can customers pay with credit cards?

Yes, if your payment link supports it. Stripe Checkout and PayPal both accept credit cards directly.

Gratuit pour toujours

Prêt à créer votre propre Code QR Dynamique ?

Rejoignez des milliers d'utilisateurs qui créent des codes QR traçables, personnalisables et magnifiques avec QR-Verse. Pas de carte de crédit.